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Bank Holidays From Jan 19-25: Which Services Can Still Be Used?

ABP Live

23 hours ago

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According to the Reserve Bank of India (RBI) calendar, there are no additional bank holidays scheduled in India between January 19 and January 25, 2026 that are due to festivals or national observances. However, weekly closures on Saturday and Sunday still apply during this period.

Weekend Closures: Jan 24 and Jan 25

Under RBI rules, all banks across the country observe weekly holidays on Sundays and the fourth Saturday of every month. In the week beginning January 19, this means:

Saturday, January 24, 2026 - Banks remain closed for the fourth Saturday holiday.

Sunday, January 25, 2026 - Banks are closed for the regular Sunday holiday.

These closures affect branches nationwide, including public and private sector banks.

Republic Day Holiday Follows Soon After

While the week of January 19–25 does not include a regional or national bank holiday besides weekends, the next nationwide closure will be on Monday, January 26, when banks across India will remain shut for Republic Day.

Services Still Available Amid Closures

Bank customers can still access many services even when physical branches are closed. These include:

Online and Mobile Banking: Fund transfers, balance checks, bill payments and more.

UPI and Internet Payments: Transactions via UPI, IMPS, NEFT and RTGS (subject to operational windows).

ATM Services: Cash withdrawals and balance inquiries at ATMs remain functional.

Card Payments: Debit/credit card transactions at stores and online continue normally.

However, services that require branch visits such as cheque clearance, cash deposits at counters, and in-person account services will not be available on bank closure days.